The first step is to learn as much as you can about the obesity, the surgery and the lifestyle changes required to be successful after weight loss surgery. You also will need to organize your medical records, including your diet history and prior weight loss attempts. Many insurance companies demand proof that nonsurgical methods of weight loss have been tried and failed before approving your request for surgery, so try to collect as much documentation as possible to submit to your insurance company. Finally, if your insurance company will still not pay for your surgery and you have made up your mind to go ahead with surgery, you do have the option of paying out-of-pocket. You will want to make sure to take all potential costs into consideration, including tests and lab fees, psychiatric counseling, wellness programs, and the potential for complications that may require further medical procedures.
